FinCalc

Emergency Fund Calculator

Work out how big your safety net needs to be and how long it takes to build it.

Your cover
Choose how many months of essentials you want to protect.

Recommended cover: 6 months of essentials.

How much you add to the fund each month until the goal is met.

The costs you must cover every month come rain or shine.

Target emergency fund
₹2,40,000.00

Monthly essentials

₹40,000.00

Months of cover

6

Still to save

₹1,20,000.00

Goal progress50.0%

Funded today

3.0 months of essentials

Goal met with top-up

12 months

Essentials breakdown
The monthly costs that make up your safety net target.
ExpenseMonthlyShare
Housing₹15,000.0037.5%
Utilities₹5,000.0012.5%
Groceries₹10,000.0025.0%
Transportation₹4,000.0010.0%
Insurance₹3,000.007.5%
Other essentials₹3,000.007.5%
Total monthly essentials₹40,000.00100%