See which route costs less in interest, fees, and monthly payments.
The rate offered on your new consolidated loan.
Current loans · total interest
₹2,27,000.00
Consolidated · interest + fees
₹2,94,149.39
Monthly cash flow
₹4,514.18 freed
Paid off by (separate)
4 yr 6 mo
Paid off by (consolidated)
5 yr · Sep 2031
| Option | Monthly payment | Payoff time | Total interest | Fees |
|---|---|---|---|---|
| Keep current loans | ₹21,500.00 | 4 yr 6 mo | ₹2,27,000.00 | ₹0.00 |
| Consolidated loan | ₹16,985.82 | 5 yr | ₹2,89,149.39 | ₹5,000.00 |
Each loan under current minimums
| Loan | Rate | Minimum payment | Cleared in |
|---|---|---|---|
| Credit card | 36.00% | ₹4,000.00 | 2 yr 7 mo |
| Personal loan | 15.00% | ₹8,000.00 | 3 yr 4 mo |
| Car loan | 11.00% | ₹9,500.00 | 4 yr 6 mo |